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Why NRI Invest
Real estate in India offers NRIs stable returns, capital appreciation, tax benefits, and a strong connection to home.
Frequenty Asked Questions
Compiled for NRI's investing in India
Who is NRI ?
An NRI is an Indian citizen who lives outside India for most of the financial year, spending fewer than 182 days in the country due to professional or personal commitments. Despite residing abroad, NRIs can still invest in real estate in India.
Who is an OCI ?
An OCI is a foreign citizen who has a connection to India—having previously held Indian citizenship, been eligible for it at the time of the Constitution’s commencement, or belonging to a territory that became part of India after Independence. With NRI investments rising steadily, OCIs are also permitted to purchase real estate in India.
Who is an PIO ?
A PIO is a foreign citizen (excluding Pakistan and Bangladesh) who has previously held an Indian passport, has parents or grandparents who were Indian citizens under the Indian Constitution, or is married to an Indian citizen or a PIO (for banking purposes). PIOs are also permitted to purchase and invest in real estate in India.
Who can purchase property in india ?
As per RBI guidelines, property in India can be purchased by Non-Resident Indians (NRIs), Persons of Indian Origin (PIOs), and Overseas Citizens of India (OCIs). For banking, deposits, and property transactions, all three categories are commonly treated as NRIs. With strong growth potential, real estate in India remains an attractive investment option for all these groups.
What Property NRI can buy ?
As per RBI regulations, NRIs are permitted to purchase immovable property in India, including residential and commercial properties. However, they are not allowed to acquire agricultural land, plantations, or farmhouses.
What Documents Do NRIs Need For purchase property
While presenting documents to buy real estate in India, NRIs fall under two categories: salaried individuals and self-employed individuals.